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Conventional Loans for Coral Springs | Sunshine State Mortgage

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Among the loans offered by Sunshine State Mortgage, located in Coral Springs are Conventional Loans. Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guideline that have been set by Fannie Mae or Freddie Mac. Most conventional loans are given by private lenders who sell the loans to a Government Sponsored Entities (GSEs) Typically conventional loans have better rates, terms and/or lower fees than other types of loans, however conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a minimum down payment of 3% and reliable monthly income. Conventional loans are ideal for borrowers with excellent credit. Some conventional loans may require as high as a 20% down payment depending on residency, such as second homes, condos or investment properties.
Home Loan, VA Loan, FHA Loan,



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